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  Topic 1: Online currencies are used more these days. Why is this? Is this a positive or negative development? View 1: positive development Safe, especially when large amounts are stored and transacted. Money can be transferred immediately. People can use/transfer online currencies at any time of the day.  Every transaction is recorded and can be monitored for safety purposes. View 2: negative development Conversion value of the online currency has high volatility. Digital currencies are potential targets for frauds and scams. Transfer of digital currency across different media/platforms might be difficult, as the currency is not accepted everywhere. Use of digital currencies requires the user to have basic understandings of the necessary technologies – might be difficult for elderly people to learn or understand. Topic 2: Some people think that in order to prevent illness and disease, governments should make efforts in reducing environmental pollution and housing problems. T...